Banking in Nigeria doesn’t have to be complicated. With the UBA USSD code at your fingertips, you can send money, buy airtime, check your balance, and even open an account, all these from a basic mobile phone, you don’t need to worry. It’s fast, reliable, and built for everyday Nigerians who want banking on the go. Whether you’re in the city or a remote village, *919# puts your bank right in your pocket. This is the complete UBA transfer code. Let get started .
What Is the UBA USSD Code?
UBA’s main USSD code is *919#. It’s a short code that connects you to your UBA account through simple prompts on your phone screen. Once you’re registered, you can perform major banking tasks like transfers, airtime top-up, bill payments, and more, you don’t require smartphone or app required. ussd code for uba is ideal for people who want quick access without dealing with data or slow internet. You can read a post on gizmosum on all UBA transfer code
Video credit: UBA bank nigeria
How to Activate UBA USSD Code
Before you can use UBA USSD service, you need to activate it . Here’s how to activate it:
- Dial *919# using the phone number linked to your UBA account.
- Select the option to register.
- Enter your 10-digit UBA account number.
- Set up a 4-digit PIN. This PIN will be used to approve all USSD transactions.
Once this is done, you’ll get a confirmation once setup is successful. Make sure to keep your PIN safe.
Note: To do these you must have a UBA bank account and the SIM you to registered with must be in the phone.
List of UBA USSD Codes and Their Functions
Here’s a breakdown of the most useful UBA USSD shortcodes:
- *919*3# – Check account balance
- *919*4# – Airtime top-up for self
- *919*4*PhoneNumber# – Airtime for others
- *919*5*AccountNumber*Amount# – Send money to UBA
- *919*5*AccountNumber*Amount# – Send money to other banks
- *919*6# – Pay bills
- *919*20# – Open a new UBA account
- *919*7*1# – Check BVN
- *919*10# – Buy data
- *919*12# – Request a loan
These codes help your transaction done fast, without needing to walk into a bank or open you bank app.
Read my post on Access Bank USSD Code
How to Transfer Money Using the Transfer Code on UBA
To send money from your UBA account using USSD follow these steps for transfer code on UBA:
- Dial *919*3*AccountNumber*Amount# for UBA-to-UBA transfers.
- Dial *919*4*AccountNumber*Amount# this is the. UBA transfer code to another bank
After dialing the code, confirm the transaction by entering your 4-digit PIN.
Transfering funds are usually instant. You’ll get a confirmation message once the money goes through. There’s also a daily transfer limit (usually up to N100,000), so if you’re sending larger amounts, you might need to use the UBA app or visit a branch. This UBA USSD code for transfer is helpful if you want to make a quick transfer especially in fuel stations, when you don’t have your smartphone around.
How to Buy Airtime from Your UBA Account
If you need airtime on the go? UBA makes it super easy for you. You can top up your own line or buy airtime for someone else, all these can be achieved using your USSD codes. To buy airtime follow these few steps:
- *919*Amount# – Buy airtime for yourself
- *919*PhoneNumber*Amount# – Buy airtime for others
After dialing, you just need to enter the amount you want to recharge and confirm the transaction with your PIN. The airtime gets credited immediately on the recipient phone, and you’ll receive a confirmation SMS.
Checking Your UBA Account Balance with USSD
UBA ussd code to check balance can help you access your account balance anytime. If you want to know how much is left in your UBA account? Here’s how to check your balance instantly:
Dial *919*00# and enter your PIN to confirm.
Within seconds, you’ll get a message displaying your current account balance. Checking your account balance with UBA USSD is fast, convenient, and works anytime even on weekends and holidays. Just note that there may be a small service fee, depending on your mobile network.
How to Open a UBA Account Without Going to the Bank
Incase you need to open a UBA account and you have no time to visit a bank branch? You can open a UBA account right from your phone, you don’t need any paperwork, no stress. Just dial:
*919*20#
Once you dial the. code, follow the prompts to input your basic details. Once completed, you’ll receive your new UBA account number via SMS. This is perfect for students, first-time account holders, and anyone who needs a bank account without delay.
Resetting or Changing Your UBA USSD PIN
Let say you lost your PIN or just want to change your pin for security reasons? You can reset or update your UBA USSD PIN easily follow these procedure to change it :
- Dial *919# and select the PIN reset/change option from the menu
- Follow the prompts to enter a new 4-digit PIN
Always remember to choose a PIN that’s easy for you to remember but hard for others to guess. Don’t share you pin with anyone, your pin is your first line of defense against fraud or unauthorized transactions.
UBA Loan Code for Loan Requests and Airtime Advances
Do you need a quick loan? UBA also offers loans and airtime advance via USSD here is the UBA loan code:
- *919*28# – Request a quick loan
- *919*14# – Get airtime on credit
These options are great for emergencies. Loan approvals depend on your account history and eligibility. Once approved, the funds are credited instantly to your account. UBA quick loan code has helped millions of Nigerians to access quick loan.
UBA USSD Banking FAQs
Is UBA USSD banking safe?
Yes, it’s secure, as long as you keep your PIN private and don’t share it with anyone. All transactions require PIN verification, and UBA uses encrypted systems to protect your data.
Can I use USSD without a smartphone?
Absolutely. That’s the beauty of USSD banking, it works on any mobile phone, including basic feature phones. No need for an internet connection or mobile app.
What happens if I lose my phone or SIM?
If your phone or SIM is lost, contact UBA helpline immediately or visit a branch to block your USSD access. You can also use another line to call UBA customer service and secure your account.
Is there a fee for using UBA USSD codes?
Some services, like checking your balance or making transfers, may attract small charges from your mobile network provider. However, most everyday actions are either free or low-cost.
Can I use USSD on multiple phone numbers?
No. For security, UBA USSD banking is tied to the phone number linked to your account. If you want to change your registered number, visit a UBA branch.
Conclusion
UBA USSD banking is a game-changer for Nigerians who want fast, reliable, and simple banking, no data, no delays, no stress. From transferring money and buying airtime to opening an account or getting a loan, dialing *919# can put everything you need at your fingertips.
If you haven’t activated UBA USSD yet, now’s the time. Dial *919# and take control of your banking, anytime and anywhere.